One of the things that I think scares people off from pursuing a goal of debt freedom is the fear of failure. Often times, a debt load seems so big and the journey to rid oneself of that debt seems so long that it seems pointless to even try. That, my friends, is how Fruclassity […]

DH = Dear Husband Frogs and hot water   “The story goes that if you drop a frog into boiling water, he will sense the pain and immediately jump out.  However, if you put a frog in room-temperature water . . . and . . . gradually turn the water up to boiling, the frog […]