After a stellar January, we really blew it with our budget in February. Some of the expenditures were avoidable, some weren’t, but it’s safe to say that we blew our budget plans big time in February. Some of the “happenings” that occurred that caused us to spend more than we planned included:
- dinner out for my mom and stepdad after we spent the day helping them following a car accident in which my mom slid off the road and into a tree (she’s fine, praise God) $43
- An unplanned outing when my nephew called last minute (he’s 9) and asked us to attend his basketball game and join him for lunch. $47 for tickets and lunch out
- new jeans and shirts for my two youngest girls when they went on super sale – $42.90
- extra propane to heat the house – we had an unexpected super cold snap – $375
- Some unexpected house repairs – $208.14
These may not seem like huge overages to some, but for those on a mission to get out of debt, this is a lot of cash.
Although we had the cash to pay for all of this stuff, it still bugs me when we go over budget, but it happens. I could justify our overages all day long, but a better idea is to make a plan for recovering from the bust. Here’s our plan to recover from the budget plans we wrecked this month.
Be Crazy Frugal in March
Yep, it’s already on the books. We WILL NOT spend unplanned in March for non-necessities. We’ll work hard to keep the grocery budget on task – even with our juicing – and avoid spontaneous purchases.
Look for Extra Income
I have come across some freelancing opportunities that I might have otherwise passed by, but because I want to make up for last month’s overages, I’ll be taking those jobs. Rick will also be working overtime whenever asked (although he pretty much does that anyway).
Budget busts happen. As long as you’ve got a plan for recovery and haven’t justified the overages in a way that means you’re destined to repeat them, go ahead and forgive yourself, Move on. Just do better next time.
Financial responsibility is important. Debt freedom means you have the time to do what you want to do. However, money is not the end all, be all of life. Loved ones and loving yourself in a healthy way tops money. Remember that. 🙂
Make Plans to Avoid Future Budget Busts
Another great way to recover from trashed budget plans is to make plans to avoid future budget busts. In our cash, we’ll cushion our slush fund a bit more so that budget bust monies can come out of the slush fund when needed.
How do you recover when your budget goes off the rails?