That first word is for you, Ruth’s DH. 🙂 I had to laugh when Ruth mentioned in reply to my comment on her last post that her DH was embarrassed that I (Ruth’s family and my family are both born-again Christians) knew that he allowed a stream of expletives to fly when he discovered a […]
In Ruth’s post last week, she talked about how her journey out of debt has meant that she’s had to confront some character flaws within herself. She talked about how freeing – even in the midst of being difficult – that it’s been to recognize and overcome those character flaws as she works to gain […]
I read an article this morning; one of those articles that make you think, you know? Now granted, anyone who knows me well knows that I tend to be a bit of a conspiracy theorist, so take my thoughts here with that tidbit of info in mind. So this article, titled Civil Unrest is Coming […]
One of the money mistakes I used to be guilty of was that I gave money way too much power in my life. On the seemingly “positive” side, I used it to try and buy happiness, to increase my self-esteem, to appear successful to others and to win others’ approval. On the negative side, I […]
Ruth wrote last week about how wonderful it feels to now be able to leave her children a concrete legacy of freedom from money worries. And it got me thinking: What is it that we want to pass down to our children in terms of a financial education?
Out of our blessed 50 states, only 13 of them require high school students to take a personal finance course, according to this article. That is a crying shame, my friends. Most every debt-riddled person will tell you that they “were never taught how to manage money”, either at home or at school. This “failure […]
Well, it’s four weeks today since I first issued a spending challenge to Fruclassity readers. Technically, we hit the 30 day mark on Wednesday, but since I post only on Mondays, I figured I’d give you my report a couple of days early. My First Spending Challenge This has been the first time we’ve attempted […]
I mentioned in my first post of the year that I had a heavy heart for people to dump their debt AS. SOON. AS. POSSIBLE. Might just be my own paranoia, but I think that seriously unhappy economic times are around the corner. One need only to look at the rising consumer and government debt […]
For years I absolutely abhorred the word “budget”. For some reason, the term conjured up images in my mind of shackles, chains and prison cells. I viewed a budget as a way to restrain me from having fun, from getting what I deserved in life.