It’s a balmy 40 degrees here in Minnesota today, so we’ve already been outside enjoying the unseasonably warm weather. We talked a lot about money (as usual 🙂 ) on the blog this week: I talked about our first full week on a spending challenge and what I realized about my fear of money, and Ruth talked about Debt Deja Vu and their personal story about getting out of – and into – and out of – debt.
It reminded me of us, honestly. We’ve gotten out of debt a couple of times before this recent journey out of debt. The difference between then and now is that before, we had the wrong attitude. We were quite, well, arrogant about our accomplishment. Pride goeth before a fall, as they say, and as such our arrogance led us right back into spending more than we should. Now, all arrogance is gone and we’re just tired of being in debt. Tired. We don’t care if we ever have a new car/house/boat/etc.etc.etc. ever again at this point – we just want the freedom that comes along with not owing anyone. Anything. Pride has given way to humility – the humility that comes with understanding that it’s not that hard to fall back into old habits, spending or otherwise.
And I think that’s what’s making the difference between our other debt payoff journeys and this one, and why this one will last forever.
Here are some posts from around the web that will hopefully encourage you to get out of debt for good.
I found a newer blog last week that I am totally loving. Mortimer from Mortimer’s Money Machines left a comment over at The Frugal Farmer, I snooped to see what he was up to and instantly fell in love with his writing style and total commitment to family. Check out How to See Abundance Everywhere While Living Frugally to see what I mean. I think you’ll like it.
Another new to me blog I found last week is called Debt Free Fanatic, and Miranda shared a great post there last week called Thinking About Money in Other Terms. In it, Miranda shares how re-evaluating what money really is helps her to spend less. Good stuff.
This post isn’t from the last week, but the week before. The good folks over at Slowly Sipping Coffee decided to change things up recently given the state of the economy, and they shared their news in A New FI Plan Emerges. Friends, if there’s one thing I’ve learned about working to achieve a goal, it’s that sometimes events out of your control happen, and you’ve got to change things up for the betterment of the long-term goal. And that’s exactly what Mr. and Mrs. SSC have done. Good job.
Erin from over at Young Adult Money wrote a great post called 10 Examples of Unexpected Expenses to Plan for. This post here is exactly why getting out of debt and building a solid emergency fund is so highly important.
What about you? Have you been in and out and in debt again? What made you change for good?